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Last update: 29th January 2024

STU INSURANCE SCHEMES

(Summary)

Company Nama Product Coverage Type Entry Age Maturity Age

Monthly Premium

(Per person)

Protection
Great Eastern Livin' Pay Life Below 30 years old 65 years old From RM44 to RM262
  • Cover 36 critical illness
  • Sum insured: RM40,000 - RM500,000
  • Hospital Benefit
  • Cashback after maturity
Livin' Pay Plus Below 60 years old 75 years old
  • Cover 45 Critical illness
  • Sum insured: RM40,000 - RM500,000
  • Hospital Benefit
  • Cashback after maturity
Etiqa Takaful Takaful Guru Below 59 years old 65 years old Between RM30 and RM60
  • Cover 36 critical illness
  • Sum insured: RM50,000 - RM100,000
  • Hospital Benefit
  • Cashback after maturity

Prudential BSN Takaful

Healthcare Medical Card Below 60 years old 75 years old

Plan B1 From RM53.60 to RM316.10

Children below 17 years old: RM18

  • Annual limit: RM100,00 - Individually (Annual Renewable)
  • No maturity

Plan B2 From RM90 to RM650

Children below 17 years old: RM44

  • Annual limit: RM200,000 - Individually (Annually Renewable)
  • No maturity
Tokio Marine Diamond Accident Protector Personal Accident 70 years old Between RM5.30 and RM10.60
  • Cover personal accident & dengue
  • Sum insured: RM10,000 - RM440,000
  • No maturity
Diamond Accident Protector Plus

RM13.78

Children between RM3.45 & RM6.89

  • Cover personal accident & dengue
  • Sum insured: RM250,000 - RM1 million (the benefit for children differ from parents)
  • No maturity


Insurance

Critical

Illness

Natural Death

Accidential

Death

Total Permanent Disablement Due to Illness

Total Permanent Disablement Due to Accident Partial Permanent Disability Funeral Expenses Hospital Beneffit Accident Medical Cost Medical Reimbursement Cost Cash Back After Maturity

Livin' Pay

Livin' Pay Plus

Etiqa Takaful Guru
Prudential BSN Takaful
Diamond Accident Protector
Diamond Accident Protector Plus

 

IMPORTANT!

 

  • The following are the suggested and recommended payment mode for all STU retired members to renew their insurance:

           1) Livin' Pay & Livin' Pay Plus (monthly/quarterly/half yearly/annually)

              2) Prudential BSN Takalful, Diamond Accident Protector & Diamond Accident Protector Plus (must pay anually).

  • All insurance application forms are available in "download"
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